US21L2


  • 1
  • As wealth increases, _____________________.

    total utility increases and marginal utility of wealth diminishes
    marginal utility of wealth decreases then increases
    total utility and marginal utility of wealth increase
    the slope of the utility of wealth curve increases


  • 2
  • When faced with uncertainty, people choose the action that maximizes their __________________.

    expected utility
    marginal utility
    total utility
    average utility


  • 3
  • People buy insurance because they can reduce their risk at a price that is _______________.

    less than the maximum amount that they would be willing to pay for the insurance
    equal to the value of the insured asset
    greater than the maximum amount that they would be willing to pay for the insurance
    to their benefit but not to the benefit of the insurance company


  • 4
  • According to the optimal-search rule, buyers search for a lower price until the _______ of additional search equals the _______ of search.

    expected marginal benefit; marginal cost
    expected total benefit; total cost
    marginal benefit; marginal cost
    expected average benefit; average cost


  • 5
  • Advertising a good can decrease its price, but advertising does not ________________.

    decrease competition
    enable firms to increase output and reap economies of scale
    increase competition
    inform potential buyers about alternative sources of supply


  • 6
  • A used car with a warranty is an example of __________________.

    a signal
    adverse selection
    a used car dealer with integrity
    private information


  • 7
  • All the following items allow markets to function in spite of moral hazard and adverse selection except __________.

    hourly salaries
    signals
    warranties
    incentive payments


  • 8
  • The more rapidly a person's marginal utility of wealth diminishes, the more _______ that person is.

    risk averse
    risk neutral
    risk loving
    risky


  • 9
  • In an efficient market, _____________________.

    no one can predictably make a profit
    profits can be forecasted
    the price of a share moves slowly to its expected future price
    prices are not volatile


  • 10
  • The stock market is an efficient market. If the price of a stock is expected to rise, people will _______ the stock and the price _______.

    buy; will rise until it reaches it expected level
    sell; might fall and the sellers will have minimized their losses.
    buy; will rise but not necessarily to the expected level
    buy; might fall but this does not matter if the buyers have diversified.


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